Johns Hopkins All Children's Hospital

Benefits Summary

Please direct benefit questions to achBenefits@jhmi.edu.

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Tobacco-Free Rewards

Johns Hopkins All Children's Hospital rewards employees who are tobacco free. Tobacco-free users who participate in the tobacco test, receive $20 per pay period.

Medical Insurance

Cigna Medical Insurance

  OAP Plan Consumer Driven Plan (CDP)/HRA
Annual Max Unlimited Unlimited
Maximum Out of Pocket: Individual/Family Individual/Family
In Network: $2,000/$4,000 $3,000/$6,000
Out of Network: $10,000/$20,000

Medical Services Calendar Year Deductible:

  OAP Plan Consumer Driven Plan (CDP)/HRA
In Network: Individual $1,000 $2,000
In Network: Family $2,000 $4,000
Out of Network: Individual $6,000
Out of Network: Family $12,000
Employer Funded Health Reimbursement Account (HRA): N/A $600/$1,200

Out Patient Surgery:

  OAP Plan Consumer Driven Plan (CDP)/HRA
In Network: 90% after Deductible 90% after Deductible
Out of Network: 50% after Deductible

Emergency Room Visits:

  OAP Plan Consumer Driven Plan (CDP)/HRA
In Network:
*Co-Pay Waived if Admitted
$200 Co-Pay*
90% after Deductible
100% after Co-Pay if JHACH
$200 Co-Pay*
90% after Deductible
100% after Co-Pay if JHACH
Out of Network:
*Co-Pay Waived if Admitted
$200 Co-Pay*
50% after Deductible
$200 Co-Pay*
50% after Deductible

Urgent Care Center Visit:

  OAP Plan Consumer Driven Plan (CDP)/HRA
In Network: $50 Co-Pay/100% Visit Charge
90% Other Charges after Deductible
$50 Co-Pay/100% Visit Charge
90% Other Charges after Deductible
Out of Network: $50 Co-Pay/50% Visit Charge
50% Other Charges after Deductible

Physician's Office Visit:

  OAP Plan Consumer Driven Plan (CDP)/HRA
In Network: $30 Co-Pay
($50 Specialist Co-Pay)
90% Other Charges after Deductible
$25 Co-Pay
($40 Specialist Co-Pay)
90% Other Charges after Deductible
Out of Network: $30 Co-Pay
50% Other Charges after Deductible

MD Live:

  OAP Plan Consumer Driven Plan (CDP)/HRA
Providers are In Network: $20 Co-Pay $20 Co-Pay
     

Wellness Care:

  OAP Plan Consumer Driven Plan (CDP)/HRA
In Network: 100% 100%
Out of Network: No Coverage
Employee pays 100%
No Coverage
Employee pays 100%

Prescription Benefit Plan:

  OAP Plan Consumer Driven Plan (CDP)/HRA
Pharmacy Calendar Year Deductible
CVS/Caremark, Retail and
JHACH Outpatient Pharmacies
Mail Order (up to a 90 day supply)
$75 deductible
Generic = $10 or less/month
(No deductible for generic)
Formulary = 20% Co-Pay
Non-formulary = 40% Co-Pay
Mail Order (up to a 90 day supply)
$75 deductible
Generic = $10 or less/month
(No deductible for generic)
Formulary = 20% Co-Pay
Non-formulary = 40% Co-Pay

Medical – Cigna CDP

Consumer Driven Plan (CDP) with Health Reimbursement Account (HRA)

Employee Cost Per Pay Period Cigna CDP/HRA Plan
Classified hours per week 20-40
Employee Only: $56.18
Employee + Child(ren): $95.18
Employee + Spouse: $124.55
Employee + Family: $150.55

Medical - Cigna Open Access Plan (OAP)

Employee Cost Per Pay Period Cigna OAP Plan
Classified hours per week 20-40
Employee Only: $100.01
Employee + Child(ren): $178.44
Employee + Spouse: $212.19
Employee + Family: $290.78

Note: Benefits are deducted from each of the 26 pay periods per year.


Dental Insurance

Cigna Dental Insurance

 

 In Network

 Out of Network

Calendar Year Maximum:

$1500

 $1500

Calendar Year Deductible:

Individual $50/Family Limit of 2

 
Preventive Services: 

100% Deductible Waived

 
Basic Services:

90% after Deductible

80% after Deductible

Major Services:

60% after Deductible

50% after Deductible

Orthodontic Services:
(Lifetime maximum of $2,000) 

50% after Deductible Lifetime Maximum of $2000 per individual

 

Wisdom Tooth Extraction
(lifetime Maximum of $4,000)

90% after Deductible

80% after Deductible

Dental Coverage Cost Per Pay Period  
Classified Hours per week 20-40
Employee Only: $10.64
Employee + Child(ren): $22.07
Employee + Spouse: $33.63
Employee + Family: $43.90
Note: Benefits are deducted from each of the 26 pay periods per year.

Vision Care

UnitedHealthcare Vision Care Insurance

Coverage Frequency Cost
Exams Once every 12 months $10
Lenses Once every 12 months $25
Frames Once every 24 months $25
Contacts Once every 12 months $25

Vision Care Cost Per Pay Period

 
Classified Hours per week 20-40
Employee Only: $2.65
Employee + Child(ren): $5.32
Employee + Spouse: $5.09
Employee + Family: $8.15
Note: Benefits are deducted from each of the 26 pay periods per year.  

Education

Benefit Cost to Employee

Employee and Management development programs, In-Service Education, Nursing and other Professional Continuing Education Units and computer training.

None!
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Flexible Spending Accounts

Benefit Cost to Employee
Pre-tax money set aside in Excess Medical and Dependent Care accounts for future reimbursements. Employee sets amount
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Life Insurance

Benefit Cost to Employee
Policy value equal to annual salary None!
Eligible after the first of the month following date of hire  
Optional Supplemental Life Insurance available to employees and
family members on payroll deduction
Varies
(See below)

Supplemental Life Insurance

Eligibility 

You are eligible if you are an active full time Employee who works at least 20 hours per week on a regularly scheduled basis.

Coverage Effective Date

Coverage goes into effect on the first of the month following date of hire. 

Benefit Amount

You can purchase Supplemental Life Insurance in increments of 1 times your annual Salary up to 7 times your annual Salary.

Spouse Supplemental Life Insurance

If you elect Supplemental Life Insurance for yourself - you may choose to purchase Spouse Supplemental Life Insurance with  coverage amounts of $10,000 - $250,000. 

Child(ren) Supplemental Life Insurance

If you elect Supplemental Life Insurance for yourself - you may choose to purchase Child(ren) Supplemental Life Insurance with coverage amounts $5,000 - $25,000.

 


Group Term Basic Life Insurance 

Johns Hopkins All Children's Hospital provides group term basic life insurance equal in amount to your annual base rate, rounded up to the nearest $1,000.00. Annual base rate means your regular rate multiplied by the number of hours regularly scheduled to work.

If you are eligible, this coverage becomes effective on the first of the month following date of hire. Employees classified to work 19 hours or under per week are not eligible for the group term basic life insurance benefit.


Long Term Disability

Benefit Cost to Employee
Income protection for 60% of salary after 180 days of disability. Varies
Eligible after 6 months. Varies
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Paid Time Off (PTO)

Benefit Cost to Employee
Can be used for Vacations, Sick Time, Personal Time, etc.  None!
Available after 3 months  
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Holiday Pay

Benefit Cost to Employee
7 paid holidays provided each year None!
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Retirement Plan

Benefit Cost to Employee
100% vested after 5 years of service. You must work at least 1,000 hours/year. None!
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Short-Term Disability Insurance 

Benefit Cost to Employee

Short Term Disability

Income protection for 60% of weekly salary after 7 days of disability. Effective on the first of the month following date of hire.

None!
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Benefit Cost to Employee

Extended Illness Bank

Employees may accumulate up to 120 paid hours for time missed resulting from a personal illness or injury that causes them to miss more than 40 hours of work.

Employees classified to work 29 hours or under per week are not eligible to accrue extended illness bank hours.

None!
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403b Savings Plan

Benefit Cost to Employee
Exceptional retirement savings program with matching funds of $.50 for every $1.00 on the first 6% of employee deferral. Employee sets amount!
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Tuition Assistance

Benefit Cost to Employee
Prepaid tuition for approved courses leading to a reasonable career path at the hospital. Annual benefit up to $5,250 for undergraduate and graduate level. Eligible after 90 days of employment. None!
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Additional Benefits 

Free Parking Employee Gift Fund Notary Services
Security Escorts & Shuttle Employee Recognition
Awards 
On-site ATMs
 Direct Deposit Bereavement Leave Medical Library
Jury Duty Leave Relocation Assistance
(Certain Positions)
Wellness Program
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Discounts

Cafeteria: Meals at discount prices
Gift Shop: 10% discount on selected items
Discounts on selected entertainment, recreation & services
 
 
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